Email: info@wosfci.com

 

Financing For Private Customers

FLEXIBLE FINANCING FOR PRIVATE CUSTOMERS

Would you like to remain as flexible as possible with your property financing?
Would you like to pay off your loan when it suits you – with no fixed term, no limits on special repayments?
Would you like to benefit from the best interest rate at all times?

Fixed terms and interest rates are still common for real estate financing. But what if you unexpectedly have money available through an inheritance or a gift? What if interest rates fall? What if you have to pay for individual construction phases at dates that are still unknown? What if the costs are higher than planned? Or what if you want to pay lower installments for a while? With standard products for financing the purchase, renovation or refurbishment of real estate, subsequent changes are hardly possible or very expensive.

Short terms, best interest rates

The solution is called LuxCredit. We at West Offshore Financial Services offer customers of Volksbanken and Raiffeisenbanken financing that focuses on flexibility – with very short terms, quick repayment options and uncomplicated credit increases.

Also for cross-border commuters and holiday properties

LuxCredit financing is not only available in euros, we at West Offshore Financial Services also offer financing in other currencies. For example, if you are a cross-border commuter and receive your salary in Swiss francs or rent out a holiday property in the USA, you can take out your property loan in Swiss francs or US dollars and then repay it without exchanging currencies – and just as flexibly as in euros. This way you avoid the possible exchange rate risk when repaying the loan: it remains calculable, and the purchase does not become unexpectedly more expensive.