Checking Accounts
Checking Accounts That Deliver Peace of Mind
With no monthly fees or minimum balance requirements, we keep things honest and simple
Checking Account Features & Benefits
A checking account shouldn’t make managing your money more difficult or cost you money! That’s why a First Alliance checking account is designed to make life easier for you with features like:
No minimum balance requirements
When you keep a balance of $1,000 or greater, we’ll pay you dividends
No recurring monthly service charges or fees
A free same-day debit cards for you and anyone else on the account
24/7 access to your account through online and mobile banking
New members receive 12 temporary checks at no charge
Plus, members age 62 and above receive one box of checks free each year
Overdraft protection options to help you avoid stressing about spending
Current Checking Account Rates
| Interest Rate* | APY** | Balance for APY |
| 0.150% | 0.150% | $1,000.00 |
First Alliance Debit Cards
If you have a checking account, you will need to access it at your convenience, that’s why you also get a free MasterCard® Debit Card at account opening- you can get yours today by stopping by one of our branches or we can mail it to you! Plus, your First Alliance debit card is:
- Compatible with Apple Pay, Samsung Pay, and Android Pay
- High-security EMV Chip-enabled
- An Award Winning Card Design
- Accepted anywhere MasterCard® is accepted online and in-stores
- Accepted by tens of thousands of surcharge-free MoneyPass™ ATMs nationwide
- Can be managed and protected with the free My Cards feature in our free Mobile Banking app
- Replacement debit cards are only $5.00 and you can receive one instantly at any branch location
West Offshore Financial Services is excited to share that we’re offering your family a subscription to Greenlight, the debit card and money app for kids and teens, totally on us*! With the Greenlight debit card and app, your kids learn:
- How to earn money through chores
- How to set savings goals
- How to spend money wisely
- And so much more
*West Offshore Financial Services members are eligible for the Greenlight SELECT plan at no cost when they connect their West Offshore Financial Services account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 08/16/2024. Offer subject to change.
The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
